MAKI House Package
Price Computation:
Lot Category INNER
Regular Cut of Lot (sq.m) 150
Floor Area (sq.m) 119.54
TOTAL PACKAGE COST 4,700,000.00
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A. SPOT CASH or DEFERRED CASH
Spot Cash (30 days) less 3% 4,559,000.00
Deferred Cash (3months to pay) less 2% 4,606,000.00
monthly payment 1,535,333.33
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B. IN-HOUSE FINANCING (20% Downpayment; 80% Amortization)
Less: Reservation Fee 30,000.00
Downpayment Balance (to start 1 month after payment of reservation fee) 910,000.00
monthly payment (for 16months at 0% interest) 56,875.00
80% REMAINING BALANCE (to start 1 month after DP) 3,760,000.00
1 year - 0% interest 313,333.33
2 years - 14% interest P.A. 180,528.43
3 years - 16% interest P.A. 132,190.43
4 years - 18% interest P.A. 110,449.96
5 years - 20% interest P.A. 99,617.00
10 years - 24% interest P.A. 82,900.84
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C. PAG-IBIG FINANCING
Less: Reservation Fee 30,000.00
C.1
Estimated Equity (to start 1 month after payment of reservation fee) 1,670,000.00
monthly payment (for 16months at 0% interest) 104,375.00
LOANABLE AMOUNT (to start upon approval of loan) 3,000,000.00
15 years - 11.5% interest P.A. 35,045.69
20 years - 11.5% interest P.A. 31,992.89
25 years - 11.5% interest P.A. 30,494.07
30 years - 11.5% interest P.A. 29,708.74
C.2
Equity (to start 1 month after payment of reservation fee) 3,920,000.00
monthly payment (for 16months at 0% interest) 245,000.00
LOANABLE AMOUNT (to start upon approval of loan) 750,000.00
15 years - 7.0% interest P.A. 6,741.21
20 years - 7.0% interest P.A. 5,814.74
25 years - 7.0% interest P.A. 5,300.84
30 years - 7.0% interest P.A. 4,989.77
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D. BANK FINANCING (30% Downpayment; 70% Amortization)
Less: Reservation Fee 30,000.00
Downpayment Balance (to start 1 month after payment of reservation fee) 1,380,000.00
monthly payment (for 16months at 0% interest) 86,250.00
70% REMAINING BALANCE (to start 1 month after DP) 3,290,000.00
1 year - 9.00% interest P.A. 287,715.36
2 years - 9.25% interest P.A. 150,680.46
3 years - 9.25% interest P.A. 105,004.34
5 years - 9.75% interest P.A. 69,498.76
10 years - 10.50% interest P.A. 44,393.61
15 years - 11.00% interest P.A. 37,394.04
20 years - 11.25% interest P.A. 34,520.52
25 years - 11.25% interest P.A. 32,842.08
Disclaimer:
1. Reservation Fee is payable upon reservation, this fee is non-refundable.
2. No broker or agent is authorized to issue receipts or payments in behalf of KLLDI.
3. KLLDI reserves the right to adjust errors resulting to typographical errors.
4. Prices and terms are subject to change without prior notice.
5. Post Dated Checks are required for amortization payments; please make checks payable to Kisan Lu Lands and Development, Inc.
6. Only Official Receipts duly issued by KLLDI shall be recognized.
7. Loanable amount may vary depending on buyer's Net Income and HDMF/bank appraisal.
8.Payment of equity and amortization may be concurrent depending on house construction.
9. For illustration purposes only; a Final Computation may vary.
10. 5% of the Total Package Cost will be collected as Transfer of Title Fee upon full payment of TPC.
11. Inhouse; House construction will start a month after 20% payment of TPC and occupancy upon 50% payment of TPC.
Regular Cut of Lot (sq.m) 150
Floor Area (sq.m) 119.54
TOTAL PACKAGE COST 4,700,000.00
=====================================================================================
A. SPOT CASH or DEFERRED CASH
Spot Cash (30 days) less 3% 4,559,000.00
Deferred Cash (3months to pay) less 2% 4,606,000.00
monthly payment 1,535,333.33
=====================================================================================
B. IN-HOUSE FINANCING (20% Downpayment; 80% Amortization)
Less: Reservation Fee 30,000.00
Downpayment Balance (to start 1 month after payment of reservation fee) 910,000.00
monthly payment (for 16months at 0% interest) 56,875.00
80% REMAINING BALANCE (to start 1 month after DP) 3,760,000.00
1 year - 0% interest 313,333.33
2 years - 14% interest P.A. 180,528.43
3 years - 16% interest P.A. 132,190.43
4 years - 18% interest P.A. 110,449.96
5 years - 20% interest P.A. 99,617.00
10 years - 24% interest P.A. 82,900.84
=====================================================================================
C. PAG-IBIG FINANCING
Less: Reservation Fee 30,000.00
C.1
Estimated Equity (to start 1 month after payment of reservation fee) 1,670,000.00
monthly payment (for 16months at 0% interest) 104,375.00
LOANABLE AMOUNT (to start upon approval of loan) 3,000,000.00
15 years - 11.5% interest P.A. 35,045.69
20 years - 11.5% interest P.A. 31,992.89
25 years - 11.5% interest P.A. 30,494.07
30 years - 11.5% interest P.A. 29,708.74
C.2
Equity (to start 1 month after payment of reservation fee) 3,920,000.00
monthly payment (for 16months at 0% interest) 245,000.00
LOANABLE AMOUNT (to start upon approval of loan) 750,000.00
15 years - 7.0% interest P.A. 6,741.21
20 years - 7.0% interest P.A. 5,814.74
25 years - 7.0% interest P.A. 5,300.84
30 years - 7.0% interest P.A. 4,989.77
=====================================================================================
D. BANK FINANCING (30% Downpayment; 70% Amortization)
Less: Reservation Fee 30,000.00
Downpayment Balance (to start 1 month after payment of reservation fee) 1,380,000.00
monthly payment (for 16months at 0% interest) 86,250.00
70% REMAINING BALANCE (to start 1 month after DP) 3,290,000.00
1 year - 9.00% interest P.A. 287,715.36
2 years - 9.25% interest P.A. 150,680.46
3 years - 9.25% interest P.A. 105,004.34
5 years - 9.75% interest P.A. 69,498.76
10 years - 10.50% interest P.A. 44,393.61
15 years - 11.00% interest P.A. 37,394.04
20 years - 11.25% interest P.A. 34,520.52
25 years - 11.25% interest P.A. 32,842.08
Disclaimer:
1. Reservation Fee is payable upon reservation, this fee is non-refundable.
2. No broker or agent is authorized to issue receipts or payments in behalf of KLLDI.
3. KLLDI reserves the right to adjust errors resulting to typographical errors.
4. Prices and terms are subject to change without prior notice.
5. Post Dated Checks are required for amortization payments; please make checks payable to Kisan Lu Lands and Development, Inc.
6. Only Official Receipts duly issued by KLLDI shall be recognized.
7. Loanable amount may vary depending on buyer's Net Income and HDMF/bank appraisal.
8.Payment of equity and amortization may be concurrent depending on house construction.
9. For illustration purposes only; a Final Computation may vary.
10. 5% of the Total Package Cost will be collected as Transfer of Title Fee upon full payment of TPC.
11. Inhouse; House construction will start a month after 20% payment of TPC and occupancy upon 50% payment of TPC.